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Whole-Home Filtration vs. Under-Sink Systems: Which Do You Need?

HydraGen EssentialsOctober 28, 20255 min read
Whole-Home Filtration vs. Under-Sink Systems: Which Do You Need?

One of the most common questions we hear is whether a whole-house system or an under-sink filter is the better choice. The honest answer is that most homes benefit from both, because they solve different problems. Here is how they compare.

What Is Whole-House Filtration?

A whole-house system (also called point-of-entry) treats all the water entering your home at the main supply line. Every faucet, shower, appliance, and hose bib receives treated water.

Common Whole-House Systems

  • Water softener -- Removes hardness minerals (calcium, magnesium)
  • Carbon filter -- Removes chlorine, chloramine, taste, and odor
  • Sediment filter -- Removes particles, sand, and rust
  • Iron/sulfur filter -- Removes iron staining and sulfur odor
  • UV disinfection -- Kills bacteria and viruses

What Whole-House Treats Well

  • Hard water protection for all plumbing and appliances
  • Chlorine removal from every tap, shower, and bath
  • Sediment and particle removal
  • Iron and sulfur for well water homes
  • Consistent water quality throughout the entire home

What Whole-House Does Not Do

  • Remove dissolved contaminants like lead, arsenic, PFAS, or nitrates
  • Produce ultra-purified drinking water
  • Address microplastics or pharmaceutical residues

What Is an Under-Sink System?

An under-sink system (point-of-use) treats water at a single location, typically the kitchen sink. The most common under-sink system is a reverse osmosis unit with a dedicated faucet.

Common Under-Sink Systems

  • Reverse osmosis -- Multi-stage system removing up to 99% of dissolved contaminants
  • Carbon block filter -- Simpler and less expensive, good for chlorine and basic improvement
  • Ultrafiltration -- Removes bacteria and particles without removing minerals

What Under-Sink Treats Well

  • Dissolved contaminants (lead, arsenic, chromium, fluoride)
  • Microplastics and pharmaceutical residues
  • Total dissolved solids (TDS)
  • Disinfection byproducts
  • Producing the cleanest possible drinking and cooking water

What Under-Sink Does Not Do

  • Protect plumbing and appliances throughout the home
  • Treat shower and bath water
  • Address hard water at any scale
  • Protect the water heater, dishwasher, or washing machine

Side-by-Side Comparison

Coverage

  • Whole-house: Every tap, shower, appliance, and outdoor faucet
  • Under-sink: One location (usually kitchen)

Contaminant Removal

  • Whole-house: Hardness, chlorine, sediment, iron, sulfur, bacteria (with UV)
  • Under-sink RO: All of the above plus dissolved chemicals, heavy metals, microplastics, fluoride, PFAS

Cost

  • Whole-house softener + carbon: $2,000-$4,000 installed
  • Under-sink RO: $300-$800 installed
  • Both combined: $2,500-$5,000 installed

Maintenance

  • Whole-house: Salt for softener (monthly), carbon filter (6-12 months), annual inspection
  • Under-sink RO: Filter changes every 6-12 months, membrane every 2-3 years

Installation

  • Whole-house: Requires professional installation at the main water line, typically 3-4 hours
  • Under-sink RO: Can be professionally installed in 1-2 hours, some DIY-friendly models available

The Case for Both

In South Florida, the ideal setup includes both types of systems working together. Here is why:

Whole-House Handles the Big Problems

Hard water affects every pipe, fixture, and appliance in your home. A softener and carbon filter at the point of entry solve these home-wide issues that a single under-sink unit cannot address.

Without a softener, scale builds up in your water heater (reducing efficiency by up to 48%), dishwasher, washing machine, and pipes. Without a carbon filter, you shower in chlorinated water that dries your skin and hair.

Under-Sink RO Handles the Health Concerns

While a softener and carbon filter make your water better, they do not remove dissolved contaminants like lead, arsenic, chromium, or microplastics. A reverse osmosis system at the kitchen sink provides the final level of purification for the water you and your family actually drink.

How They Work Together

  1. City water enters your home
  2. Softener removes hardness minerals
  3. Carbon filter removes chlorine and chemicals
  4. Treated water flows to all fixtures and appliances
  5. At the kitchen sink, water passes through the RO system for drinking water purification
  6. You get whole-home protection AND ultra-pure drinking water

When You Might Only Need One

Under-Sink Only

If you rent your home, have a very tight budget, or are primarily concerned about drinking water contaminants, a standalone RO system is a great starting point. It provides the highest quality drinking water without modifying your home's plumbing.

Whole-House Only

If you are on well water with severe iron or sulfur issues, addressing those whole-house problems takes priority. You can always add an RO system later.

Our Recommendation

For South Florida homeowners, we recommend the combination approach: a whole-house softener and carbon filter paired with an under-sink reverse osmosis system. This provides complete protection for your home, your appliances, and your family's health.

Not sure what your home needs? Schedule a free water test and we will analyze your water and recommend the right setup for your specific situation.

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